Insurance Process- Insurance Claims for Wind, Hail & Interior water Damage.
Thinking about filing an insurance claim for your home or business? Not sure if your roof has sustained damage from wind or hail? Allow us to inspect your property for storm roof damage before filing a claim. A trained roofing inspector will conduct a FREE inspection to determine if there is any damage. They will:
Insurance Specialists Our trained roofing inspectors fully handle the insurance claims process. If roof damage is found, we will put together a report and go through the process of filing a claim. We will also arrange a time to meet the insurance adjuster and with our experience and expertise, will make sure all damages are covered. Shingles are a critical component of any roof and, over time, they will receive wear-and-tear damage. However, it’s critical to understand the different types of damage, particularly when discussing these items with your insurance company. Tru Contractors wants to share some helpful tips on identifying shingle damage. Direct Strikes This damage is usually caused after a hail or wind storm. It occurs when something hard, whether hail or rocks, pelt the asphalt shingle. These are normally identified because they look like “bruises.” The indentations are usually darker in color than the surrounding shingle and are normally round. Direct strike dents compromise the durability and protection provided by your shingles. Cracking Time and extreme temperatures can cause cracked shingles. Hot and cold temperatures can cause shingles to expand and contract, much like wood. Over time, the asphalt base in them becomes worn and the damaged shingle surface begins to crack. Cracking allows water into the rest of the shingle and, therefore, into the underlay. Over time, this causes many more problems. Cupping This kind of damage occurs when the edges of your shingles begin to curl inward, making a cup-like shape. Heat from an improperly ventilated attic is usually the main culprit for this type of damage. This issue is particularly bad, because the little “bowls” lead to pooling water, which can significantly damage your roof by allowing water to seep into your attic. Blistering If you encounter blistered shingles, which look exactly as they sound, this problem is caused by a combination of poor workmanship and excessive heat. Fly-by-night companies often use unskilled labor and poor quality materials, which can cause a blistered roof. Flaking Granules Over time, the granules on shingles begin flaking off. This is not normally caused by anything other than time or age of the shingles (though the damage may become more advanced by falling branches, storms, or other damage). However, it does increase the likelihood of leaks and other damage over a period of time.
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